Indian Consumer Debt Recovery Technique

An approach deployed by Indian banks to recover consumer debt - "He is a private money recovery agent – more commonly referred to here as a goon – who is hired by a large private bank to collect debts from credit card holders. Mr Shirole requested the bank not be named." See details here.

This provides a unique insight into adoption of or perhaps "copying and pasting" of what may have worked elsewhere while the current policies and infrastructure do not allow for sustainability of the solution.